masthead banner

Mortgage Rates

Online Access

Mortgage Rates (Fixed)
Effective Date: Tuesday, October 29th, 2024
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Fixed Rate Loans
Conforming and Government
RateAnnual Percentage Rate (APR)
30-Year Fixed 6.875% 7.071%
20-Year Fixed 6.625% 6.878%
15-Year Fixed 6.375% 6.689%
30-Year USDA 7.375% 8.174%
Home Ready 7.375% 7.577%
1-Time Construction (Other) 6.875% 7.072%
30-Year FHA 7.000% 8.086%
30-Year VA 6.625% 6.971%
Lot loans - Please contact our morgtage department for rates    

Mortgage Rates (Adjustable)
Effective Date: Tuesday, October 29th, 2024
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Adjustable-Rate MortgagesMortgage RateAnnual Percentage Rate (APR)
30-Year 1/1 ARM 6.000 6.186%
15-Year 1/1 ARM 5.875% 6.185%
30-Year 3/1 ARM 6.125% 6.312%
15-Year 3/1 ARM 6.000% 6.311%
30-Year 5/1 ARM 6.250% 6.439%
15-Year 5/1 ARM 6.125% 6.437%
30-Year 5/5 ARM 6.375% 6.565%
15-Year 5/5 ARM 6.250% 6.563%
30-Year 7/1 ARM 6.500% 6.691%
15-Year 7/1 ARM 6.375% 6.689%

Home Equity Rates
Effective Date: Tuesday, October 29th, 2024
Subject to change. All rates shown as Annual Percentage Rate (APR).
intentionally empty table headerHome Equity LoanHome Equity Visa Line of Credit*
Amount $5,000 minimum $5,000 minimum
Annual Percentage Rate (APR) As low as 6.74% APR Prime rate + 0% variable rate with 5.99% floor
Early Closure Fee   Fee charged equal to closing fees if closed in the first two years
*Interest rate is adjusted annually.