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Vehicle Loans

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Whether you are looking to finance the purchase of a vehicle, motorcycle, camper or watercraft, we have a variety of auto and recreational loan options to suit your needs. With flexible terms, competitive rates and a fast and easy approval process, you’ll be driving your next vehicle in no time.

You may be pre-qualified for a new or used auto loan with us! Login to online/mobile banking and click on "My Offers" or visit your personal offer site and enter your unique code. Please contact us at 260.432.1561, option 3, if you need your unique code. For more information regarding pre-approved loans and other special offers, click here.

Auto Loans

  • Find a loan that suits your budget
  • Purchase a new or used vehicle, or even refinance your existing auto loan at a better rate
  • Up to 125% financing available
  • Up to 84-month term

Apply for an Auto Loan

Recreational Loans

  • Get a competitive rate and start having fun!
  • Finance a motorcycle, tractor, truck camper, tent trailer, travel trailer, motor home or watercraft
  • Up to 100% NADA financing available
  • Up to 144-month term

Apply for a Recreational Vehicle Loan

Vehicle Add-ons and Protection Plans

  • Additional coverage options to help protect your new vehicle.
  • Depreciation Protection (DPW)
  • Guaranteed Asset Protection (GAP) Advantage
  • Mechanical Breakdown Protection (MBP)
  • Vehicle Protection Plan (VPP)
  • Debt Protection

Learn more

Personal Loan Rates
Effective Date: Friday, February 21st, 2025
Subject to change.
intentionally empty table headerConsumer Secured Loans (Autos, Boats, RVs, Motorcycles, Tractors, etc.)Signature LoansShare/Certificate Secured LoanCredit Builder Plus LoanOpen End Line of Credit
Amount $5,000 minimum $1,500 minimum $1,000 minimum $1,000 - $5,000 $500 - $8,000
Annual Percentage Rate (APR) As low as 4.49%* As low as 12.24%* 2% over share or certificate rate 7.50% 11.90%
*Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.

You could save on auto insurance