Whether you are looking to finance the purchase of a vehicle, motorcycle, camper or watercraft, we have a variety of auto and recreational loan options to suit your needs. With flexible terms, competitive rates and a fast and easy decision process, you can be driving your next vehicle in no time.
You may be pre-qualified for a new or used auto or boat loan with us! Login to online/mobile banking and click on "My Offers" or visit your personal offer site and enter your unique code. Please contact us at 260.432.1561, option 3, if you need your unique code. For more information regarding pre-approved loans and other special offers, click here.
Auto Loans
- Find a loan that suits your budget
- Purchase a new (2020-2025 model years) or used vehicle (2015-19), or even refinance your existing auto loan at a better rate
- Vehicles that are older than 2015 model years are financed under our Signature Loan rates
- Up to 125% financing available
- Up to 84-month term
Recreational Vehicle Loans
- Get a competitive rate and start having fun!
- Finance a motorcycle, tractor, truck camper, tent trailer, travel trailer, motor home or watercraft
- Up to 100% NADA financing available
- Up to 144-month term
Vehicle Protection Plans
- Additional coverage options to help protect your new vehicle
- Depreciation Protection (DPW)
- Guaranteed Asset Protection (GAP) Advantage
- Mechanical Breakdown Protection (MBP)
- Auto Essentials Vehicle Protection Plan (VPP)
- Debt Protection
Auto Loan Calculators
- Auto Loans - Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
- Lease vs. Buy - Should you lease your next automobile or finance it? Find out with this calculator!
Vehicle Loan Rates
Effective Date: Friday, July 18th, 2025
Subject to change. Vehicle Loans include Autos, Boats, RVs, Motorcycles, Tractors, etc.
| Loan | Annual Percentage Rate (APR) | Minimum Amount |
|---|---|---|
| New Vehicle Loans | As low as 4.49% | $5,000 |
| Used Vehicle Loans | As low as 5.49% | $5,000 |
| *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR. | ||
| New vehicle rates include model years 2020-2025, used vehicle rates include model years 2015-2019 | ||
