Our branches will be closed on Friday, April 18 in observance of Good Friday. Fort Wayne branches will be open for normal Saturday hours while all Fort Financial branches will reopen for normal business hours on Monday, April 21. As a reminder, you can always access your account 24/7 with online and mobile banking. For a list of our observed holidays and processing schedule, click here.

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Unlock your Home's Potential!

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For a limited time, we're offering 4.99% APR for 6 months on our HELOC's and waiving our application fee for all home equity products.

Home equity is the difference between how much your home is worth and how much you owe on your mortgage. You can borrow against your home's equity to fund large projects or major expenses, such as home renovations, debt consolidation, education expenses and even travel. The choice is yours!

A home equity loan and a home equity line of credit (HELOC) are both great options to finance these types of projects.

Home Equity Line of Credit

4.99% APR for 6 months and no Application Fee!1
  • Ideal for when you want access to cash over time
  • Allows you to draw on the line of credit for any amount at any time
  • $5,000 minimum loan amount
  • Maximum loan amount of up to 90% of appraised value
  • Fee charged equal to closing fees if closed in the first two years

Apply for a Home Equity Line of Credit

Home Equity Loan

No Application Fee!2
  • Perfect for paying a large one-time expense
  • Gives you a fixed-term loan with a fixed payment amount every month
  • $5,000 minimum loan amount
  • Up to 240-month term
  • Maximum loan amount of up to 100% of appraised value
  • No pre-payment fee

Apply for a Home Equity Loan

1 APR = Annual Percentage Rate. Refer to our home equity line of credit rates for additional rate information after the introductory period. Offer subject to change without notice and expires May 31, 2025. Standard rates, terms and credit qualifications apply. $5,000 minimum for home equity lines of credit.

2 Offer subject to change without notice and expires May 31, 2025. Standard rates, terms and credit qualifications apply. $5,000 minimum for home equity loans.

Home Equity Rates
Effective Date: Friday, April 18th, 2025
Subject to change. All rates shown as Annual Percentage Rate (APR).
intentionally empty table headerHome Equity LoanHome Equity Visa Line of Credit*
Amount $5,000 minimum $5,000 minimum
Annual Percentage Rate (APR) As low as 6.74% APR Prime rate + 0% variable rate with 5.99% floor
Early Closure Fee   Fee charged equal to closing fees if closed in the first two years
*Interest rate is adjusted annually.

Home insurance savings for hard-working people