Our savings account options are designed to help you save for short-term goals, establish an emergency fund and plan for the future.
Prime Savings Accounts
- Required savings account that establishes your membership at Fort Financial
- $5 minimum opening deposit
- $50 minimum balance to earn dividends
- Unlimited transactions
Special Savings Accounts
- Save money for a specific purpose
- $1 minimum opening deposit
- $50 minimum balance to earn dividends
- Unlimited transactions
Christmas Club
- Set funds aside for upcoming Christmas expenses
- $1 minimum opening deposit
- $50 minimum balance to earn dividends
- Funds are automatically transferred to your regular savings accounts on November 1st
Vacation Club
- Designate funds for an upcoming vacation
- $1 minimum opening deposit
- $50 minimum balance to earn dividends
- Funds are automatically transferred to your regular savings accounts on June 1st
Savings Accounts Rates
Effective Date: Thursday, November 20th, 2025
Subject to change. APY = Annual Percentage Yield. Dividends are calculated daily and credited monthly.
| Type of Account | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| Prime Savings* | 0.05% | 0.05% |
| Special Savings | 0.05% | 0.05% |
| Vacation Club | 0.05% | 0.05% |
| Christmas Club | 0.05% | 0.05% |
| *$5 minimum opening deposit required. $5 minimum balance required after account opening. | ||
| Minimum to earn dividends is $50 | ||
Savings Calculators
- Savings Calculator - Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
- Savings Goals - What will it take to reach your savings goal? This financial calculator helps you find out.