Our savings account options are designed to help you save for short-term goals, establish an emergency fund and plan for the future.
Prime Savings Accounts
- Required savings account that establishes your membership at Fort Financial
- $5 minimum opening deposit
- $50 minimum balance to earn dividends
- Unlimited transactions
Special Savings Accounts
- Save money for a specific purpose
- $1 minimum opening deposit
- $50 minimum balance to earn dividends
- Unlimited transactions
Christmas Club
- Set funds aside for upcoming Christmas expenses
- $1 minimum opening deposit
- $50 minimum balance to earn dividends
- Funds are automatically transferred to your regular savings accounts on November 1st
Vacation Club
- Designate funds for an upcoming vacation
- $1 minimum opening deposit
- $50 minimum balance to earn dividends
- Funds are automatically transferred to your regular savings accounts on June 1st
Savings Accounts Rates
Effective Date: Tuesday, April 7th, 2026
Subject to change. APY = Annual Percentage Yield. The APY is a percentage rate that reflects the total amount of dividends to be paid based on the Dividend Rate and frequency of compounding for an annual period. Dividends are calculated daily and credited monthly.
| Type of Account | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| Prime Savings* | 0.05% | 0.05% |
| Special Savings | 0.05% | 0.05% |
| Vacation Club | 0.05% | 0.05% |
| Christmas Club | 0.05% | 0.05% |
| *$5 minimum opening deposit required. $5 minimum balance required after account opening. | ||
| Minimum to earn dividends is $50 | ||
Savings Calculators
- Savings Calculator - Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
- Savings Goals - What will it take to reach your savings goal? This financial calculator helps you find out.