Save for today, prepare for tomorrow, and build a stronger financial future.
Prime Savings
- Required savings account that establishes your membership at Fort Financial
- $5 minimum opening deposit
- $50 minimum balance to earn dividends
- Unlimited transactions
Special Savings
- Save money for a specific purpose
- $1 minimum opening deposit
- $50 minimum balance to earn dividends
- Unlimited transactions
Vacation Club
- Designate funds for an upcoming vacation
- $1 minimum opening deposit
- $50 minimum balance to earn dividends
- Funds are automatically transferred to your regular savings accounts on June 1st
Christmas Club
- Set funds aside for upcoming Christmas expenses
- $1 minimum opening deposit
- $50 minimum balance to earn dividends
- Funds are automatically transferred to your regular savings accounts on November 1st
UTMA (Uniform Transfers to Minors Act) Accounts
A UTMA account is a custodial savings account that allows an adult to manage funds on behalf of a minor until they reach the age of majority. These accounts can be a great way to save for a child's future while maintaining flexibility in how the funds may be used for the benefit of the minor.
Interested in opening a UTMA account? Visit any of our branch locations to learn more about eligibility, account features, and how to get started. Our team will be happy to assist you.
Savings Calculators
- Compound Savings Calculator - See how consistent investing can grow your wealth over time.
- Non-interest bearing Savings Calculator - Your savings goal starts with a plan, find yours here
Savings Accounts Rates
Effective Date: Wednesday, July 1st, 2026
Subject to change. APY = Annual Percentage Yield. The APY is a percentage rate that reflects the total amount of dividends to be paid based on the Dividend Rate and frequency of compounding for an annual period. Dividends are calculated daily and credited monthly.
| Type of Account | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| Prime Savings* | 0.05% | 0.05% |
| Special Savings | 0.05% | 0.05% |
| Vacation Club | 0.05% | 0.05% |
| Christmas Club | 0.05% | 0.05% |
| *$5 minimum opening deposit required. $5 minimum balance required after account opening. | ||
| Minimum to earn dividends is $50 | ||