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Explore competitive adjustable-rate mortgage options with Fort Financial.

Whether you're purchasing your first home or planning your next move, finding the right mortgage is an important step. Fort Financial offers competitive 5/1 and 7/1 adjustable-rate mortgages (ARMs) to help you explore your home financing options.

 

 

A Flexible Approach to Home Financing

An adjustable-rate mortgage offers an interest rate that remains fixed for an initial period before becoming subject to periodic adjustments.

If you're exploring your mortgage options, Fort Financial's 5/1 and 7/1 ARMs may be worth considering.

5/1 Adjustable-Rate Mortgage

With a 5/1 ARM, your interest rate remains fixed for the first five years. After that, the rate may adjust annually based on the terms of your loan.

7/1 Adjustable-Rate Mortgage

A 7/1 ARM provides an initial fixed-rate period of seven years, giving you additional time before potential annual rate adjustments begin.

 

Both options offer an opportunity to explore competitive initial pricing while selecting a mortgage that fits your financial goals.

 

Adjustable Mortgage Rates
Effective Date: Tuesday, October 27th, 2026
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Adjustable-Rate MortgagesMortgage RateAnnual Percentage Rate (APR)
30-Year 5/1 ARM 6.750% 6.944%
30-Year 7/1 ARM 7.125% 7.324%
30-Year 10/1 ARM 7.500% 7.703%

 

Meet Our Mortgage Originators

David Wingate

David Wingate
Mortgage Loan Originator - Indiana
NMLS# 444700
Office: 260.435.5275
Cell: 260.804.3999
Email

Kelsey Carroll

Kelsey Carroll
Mortgage Loan Originator - Mississippi
NMLS# 2508888
Office: 800.837.3262
Cell: 662.664.1995
Email

Ready to Take the Next Step?

Whether you're ready to apply or just beginning to explore your options, Fort Financial is here to help you move forward with confidence.

Apply for a Mortgage

 

Interested in our other mortgage options?

Check out our Conventional Mortgage Loans or our Private Banking Professional Mortgage.

 

Have questions? Contact our Mortgage Department at 260.432.1561 or send them an email.