Location:
Fort Wayne, Indiana (Corporate Office)
Job Summary:
As a Lending Solutions Representative, you will play a critical role in analyzing financial documents, reviewing credit reports, and ensuring compliance with lending guidelines to minimize risk. The ideal candidate will have strong analytical skills, keen attention to detail, a thorough understanding of lending regulations to support sound decision-making, and a commitment to providing exceptional service to our members while upholding the credit union’s financial health.
Our Culture:
Fort Financial Credit Union fosters a positive culture that prioritizes the well-being and development of its employees. Being a community-focused organization, we believe that investing in employees not only enhances individual health and potential, but it also contributes to the overall success of our organization and community. Our mission as a credit union is to build financial relationships with our members and be their trusted financial advisors.
We value the communities in which we live and serve. Our financial products and services are designed to build financial success and peace of mind for our members. The foundation of our success builds from 4 pillars: Employee Development, Member Engagement, Growth, and Easy Access.
Key Job Responsibilities:
- Provide general credit union information on all credit union services and policies, interest rates, terms of loans, dividends and interest computations, and insurance coverages to members.
- Analyze borrower’s credit profile, collateral, and capacity to repay the proposed loan obligation.
- Approve or reject loans within prescribed loan authority.
- Handle all aspects of loan servicing requests and work closely with loan officers to address specific loan questions, fulfill documentation requirements, and resolve any issues that arise.
- Address and resolve any issues or discrepancies that arise during the underwriting phase.
- Ensure indirect loan funding is handled in a timely manner with proper documentation and compliance.
- Recommend loan alternatives to members, as necessary.
Desired Qualifications:
- Required Experience: 3 - 5 years of experience in loan processing or a related role.
- Preferred Experience: Credit analytics and regulatory compliance experience within banking and/or consumer lending.
- Required Education: High School Diploma/GED or Equivalent.