If you’re looking to earn a higher interest rate than a traditional savings account but want to maintain access to your funds, consider opening a Money Market Account.
- $5 minimum opening balance
- $2,500 minimum balance to earn dividends
- Unlimited transactions, minimum $250 per transaction
Money Market Account Rates
Effective Date: Monday, December 1st, 2025
Subject to change. APY = Annual Percentage Yield. The APY is a percentage rate that reflects the total amount of dividends to be paid based on the Dividend Rate and frequency of compounding for an annual period. Dividends are calculated daily and credited monthly.
| Annual Percentage Yield | Dividend Rate | Minimum to Earn Dividends |
|---|---|---|
| 0.05% | 0.05% | $2,500 - $9,999.99 |
| 0.15% | 0.15% | $10,000 - $24,999.99 |
| 0.20% | 0.20% | $25,000 - $49,999.00 |
| 1.00% | 1.00% | $50,000 - $99,999.99 |
| 1.25% | 1.24% | $100,000+ |