If you’re looking to earn a higher interest rate than a traditional savings account but want to maintain access to your funds, consider opening a Money Market Account.
- $5 minimum opening balance
- $2,500 minimum balance to earn dividends
- Unlimited transactions, minimum $250 per transaction
Money Market Account Rates
Effective Date: Saturday, November 22nd, 2025
Subject to change. APY = Annual Percentage Yield. Dividends are calculated daily and credited monthly.
| Annual Percentage Yield | Dividend Rate | Minimum to Earn Dividends |
|---|---|---|
| 0.05% | 0.05% | $2,500 - $9,999.99 |
| 0.15% | 0.15% | $10,000 - $24,999.99 |
| 0.20% | 0.20% | $25,000 - $49,999.00 |
| 1.00% | 1.00% | $50,000 - $99,999.99 |
| 1.25% | 1.24% | $100,000+ |