Personal Loan Rates
Effective Date: Wednesday, July 2nd, 2025
Subject to change.
| intentionally empty table header | Consumer Secured Loans (Autos, Boats, RVs, Motorcycles, Tractors, etc.) | Signature Loans | Share/Certificate Secured Loan | Credit Builder Plus Loan | Open End Line of Credit |
|---|---|---|---|---|---|
| Amount | $5,000 minimum | $1,500 minimum | $1,000 minimum | $1,000 - $5,000 | $500 - $8,000 |
| Annual Percentage Rate (APR) | As low as 4.49%* | As low as 12.24%* | 2% over share or certificate rate | 7.50% | 11.90% |
| *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR. | |||||