All Fort Financial branches will close at 12 p.m. (noon) on New Year's Eve and be closed on New Year's Day. All branches will resume normal business hours on Friday, January 2, 2026. As a reminder, you can always access your account 24/7 with online and mobile banking. For a complete list of our observed holidays, click here.

Fort Financial Credit Union
Wealth Management
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Loan Rates

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Loan Rates

Personal Loan Rates
Effective Date: Sunday, December 28th, 2025
Subject to change.
intentionally empty table headerSignature LoansShare/Certificate Secured LoanCredit Builder Plus LoanOpen End Line of Credit
Amount $1,500 minimum $1,000 minimum $1,000 - $5,000 $500 - $8,000
Annual Percentage Rate (APR) As low as 12.24%* 2% over share or certificate rate 7.25% 11.90%
*Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.

Vehicle Loan Rates
Effective Date: Sunday, December 28th, 2025
Subject to change. Vehicle Loans include Autos, Boats, RVs, Motorcycles, Tractors, etc.
LoanAnnual Percentage Rate (APR)Minimum Amount
New Vehicle Loans As low as 4.49% $5,000
Used Vehicle Loans As low as 5.49% $5,000
*Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
New vehicle rates include model years 2021-2026, used vehicle rates include model years 2016-2020

Student Loan Refinance Rate
Effective Date: Sunday, December 28th, 2025
Subject to change.
Annual Percentage RateLoan AmountMaximum Term
As low as 5.74% $5,000 - $100,000 10 years
Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes automatic payment discount of 2.00% APR.