Our branches will be closed on Friday, July 4 in observance of Independence Day. Fort Wayne branches will reopen for normal Saturday hours on July 5 and all Fort Financial branches will reopen for normal business hours on Monday, July 7. As a reminder, you can always access your account 24/7 with online and mobile banking. For a complete list of our observed holidays, click here.

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Loan Rates

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Personal Loan Rates
Effective Date: Wednesday, July 2nd, 2025
Subject to change.
intentionally empty table headerConsumer Secured Loans (Autos, Boats, RVs, Motorcycles, Tractors, etc.)Signature LoansShare/Certificate Secured LoanCredit Builder Plus LoanOpen End Line of Credit
Amount $5,000 minimum $1,500 minimum $1,000 minimum $1,000 - $5,000 $500 - $8,000
Annual Percentage Rate (APR) As low as 4.49%* As low as 12.24%* 2% over share or certificate rate 7.50% 11.90%
*Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.