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Loan Rates

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Loan Rates

Personal Loan Rates
Effective Date: Wednesday, July 23rd, 2025
Subject to change.
intentionally empty table headerSignature LoansShare/Certificate Secured LoanCredit Builder Plus LoanOpen End Line of Credit
Amount $1,500 minimum $1,000 minimum $1,000 - $5,000 $500 - $8,000
Annual Percentage Rate (APR) As low as 12.24%* 2% over share or certificate rate 7.50% 11.90%
*Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.

Vehicle Loan Rates
Effective Date: Wednesday, July 23rd, 2025
Subject to change. Vehicle Loans include Autos, Boats, RVs, Motorcycles, Tractors, etc.
LoanAnnual Percentage Rate (APR)Minimum Amount
New Vehicle Loans As low as 4.49% $5,000
Used Vehicle Loans As low as 5.49% $5,000
*Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
New vehicle rates include model years 2020-2025, used vehicle rates include model years 2015-2019