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Protect your new Vehicle

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Protect your vehicle or RV with repair assistance and debt protection and drive with confidence.

Debt Protection

  • In the event of death, cancels the remaining loan balance up to a maximum in the contract.
  • If you become disabled, cancels up to a maximum number of loan payments based on the contract.
  • If you are involuntarily unemployed, cancels up to a maximum number of loan payments based on the contract.

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Depreciation Protection (DPW)

  • Protects your vehicles equity and hedges against depreciation over the life of the loan.
  • In the event of a total loss, DPW provides a waiver benefit equal to the difference between your vehicle's value at the time of purchase, less your loan balance at the time of loss up to a maximum waiver benefit of $10,000, or the outstanding loan balance.

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Guaranteed Asset Protection (GAP)

  • GAP covers the difference between your outstanding loan balance and the actual cash value (ACV) of the vehicle up to the maximum 125% LTV.
  • May provide you with up to a $1,000 credit towards the financing or a replacement vehicle financed or leased with Fort Financial.
  • May also cover up to $1,000 of your deductible if there is a “gap” after the primary insurance settlement is paid. Not available in New York or Alaska.

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Mechanical Breakdown Protection (MBP)

  • Protects your vehicle against the high cost of covered repairs
  • Provides services such as rental car allowance, 24/7 roadside assistance and towing
  • Protects your vehicle after your warranty has expired

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Auto Essentials Vehicle Protection Plan (VPP)

  • Protects you from normal driving incidents and out-of-pocket expenses that aren't typically covered by insurance policies, manufacturers' warranties or extended warranties.
  • Benefits include: key or remote replacement, tire & wheel road hazard protection, paintless dent repair and windshield repair.
  • 24-hour roadside assistance provides: towing, emergency roadside service, essential fluid delivery, flat tire emergency, flat tire assistance, emergency battery assistance and lockout services.

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Need to file a claim for your vehicle? Learn more here.