Our branches will be closed on Friday, April 18 in observance of Good Friday. Fort Wayne branches will be open for normal Saturday hours while all Fort Financial branches will reopen for normal business hours on Monday, April 21. As a reminder, you can always access your account 24/7 with online and mobile banking. For a list of our observed holidays and processing schedule, click here.

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Health Savings Accounts

Online Access

A Health Savings Account (HSA) is designed to help you save for medical expenses by maintaining an account separate from your regular savings account. HSAs include individual and family plans, which are governed by the IRS.

HSA contributions are tax deductible and HSA earnings are tax deferred. If funds are used for qualified medical expenses, HSA assets are tax free. Consult a tax advisor for tax implications.

Visit a branch to open your HSA

 

Health Savings Account Rates
Effective Date: Friday, April 18th, 2025
Subject to change. Dividends are calculated daily and credited monthly.
Type of AccountAnnual Percentage Yield (APY)Dividend RateMinimum to Earn Dividends
HSA Savings 0.05% 0.05% $50
HSA Checking Tiered Rates
  0.25% 0.25% $1 - $4,999.99
  1.00% 1.00% $5,000 - $9,999.99
  1.11% 1.10% $10,000+

Life insurance designed to help protect your family's future.