All Fort Financial branches will be closed on Monday, May 25th in observance of Memorial Day. All branches will reopen for normal business hours on Tuesday, May 26th. As a reminder, you can always access your account 24/7 with online and mobile banking. For a complete list of our observed holidays, click here.

masthead banner

Student Loan Refinance

Online Access

Simplify your student loans, refinance up to $100,000 into one loan with a competitive fixed rate.

Refinance Your Student Loan Now




Student Loan Refinance Rate
Effective Date: Thursday, May 21st, 2026
Subject to change.
Annual Percentage RateLoan AmountMaximum Term
As low as 5.74% $5,000 - $100,000 10 years
Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes automatic payment discount of 2.00% APR.



APR = Annual Percentage Rate. Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes automatic payment discount of 2.00% APR.

To be considered for this loan the applicant must be a graduate from a college or trade school and be employed. A Fort Financial checking and savings account are required for a student loan refinance package, along with direct deposit. A savings account with a minimum balance of $5 is required for membership at Fort Financial.

Automatic payment from your Fort Financial checking account is required. If your automatic payment is cancelled, your rate will increase.

Refinancing federal student loans may cause you to lose certain borrower benefits such as income-driven repayment plans and loan forgiveness options. Please review your current loan terms before refinancing.