Purchasing or refinancing a home is one of the largest financial decisions you will make in your life. Our team of mortgage experts are here to make sure you are properly prepared and understand your options.
Our mortgage specialists have a wide range of experience and knowledge to tailor the right mortgage to fit your needs, whether you want to purchase a home, construct a new home or refinance your existing home. Ready to get started? Apply for your mortgage here.
Mortgage services we offer:
- Purchase
- Refinance
- Construction loans (one-time closing) – Indiana only
- Fixed and ARM rates
- USDA programs
- Debt consolidation
- FHA - Indiana/Ohio/Kentucky/Mississippi/North Carolina only
- VA - Indiana/Ohio/Kentucky/Mississippi/North Carolina only
- Lot loans - Indiana/Ohio/Kentucky/North Carolina only
We work hard to make sure you completely understand the mortgage process and help you choose a loan type that matches your lifestyle so you can purchase your home with confidence.
Get pre-qualified
Pre-qualification is extremely useful when searching for a new home. Realtors often require a pre-qualification letter before showing you homes. This step simply determines the mortgage amount for which you qualify, estimated monthly payments, down payment requirements and estimated closing costs.
Get started
Our Mortgage Specialists are ready to help you through the process. You can contact our Mortgage Department directly by emailing or calling 260.432.1561, option 4 for lending and then option 3 for mortgage, to set up an appointment.
You can also begin the application process online at the link below.
Meet Our Mortgage Team
Debbie Proebstle
Mortgage Loan Originator
260.435.5282
debbie.proebstle@fortfinancial.org
NMLS# 229893
| Fixed Rate Loans Conforming and Government | Rate | Annual Percentage Rate (APR) |
|---|---|---|
| 30-Year Fixed | 6.875% | 7.071% |
| 20-Year Fixed | 6.500% | 6.752% |
| 15-Year Fixed | 6.375% | 6.689% |
| 30-Year USDA | 7.375% | 8.174% |
| Home Ready | 7.375% | 7.577% |
| 1-Time Construction (Other) | 6.875% | 7.072% |
| 30-Year FHA | 7.500% | 8.617% |
| 30-Year VA | 7.125% | 7.482% |
| Lot loans - Please contact our morgtage department for rates |
| Adjustable-Rate Mortgages | Mortgage Rate | Annual Percentage Rate (APR) |
|---|---|---|
| 30-Year 1/1 ARM | 6.250 | 6.439% |
| 15-Year 1/1 ARM | 6.000% | 6.311% |
| 30-Year 3/1 ARM | 6.375% | 6.565% |
| 15-Year 3/1 ARM | 6.125% | 6.437% |
| 30-Year 5/1 ARM | 6.500% | 6.691% |
| 15-Year 5/1 ARM | 6.250% | 6.563% |
| 30-Year 5/5 ARM | 6.625% | 6.818% |
| 15-Year 5/5 ARM | 6.375% | 6.689% |
| 30-Year 7/1 ARM | 6.750% | 6.944% |
| 15-Year 7/1 ARM | 6.500% | 6.815% |