Fort Financial Credit Union
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Home & Garden Show Exclusive Promotions!

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Fortify your dream home.

Whether you're looking to make improvements to your existing home or want to purchase a new home, we can help. Our flexible financing programs, convenient application options and quick approval process make it simple for you to make your dream a reality.

Take advantage of these special offers, exclusive for Home & Garden Show attendees, and only available for a limited time.

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Home Equity Line of Credit

4.99% APR for 6 months and no Application Fee!1

  • Ideal for when you want access to cash over time
  • Allows you to draw on the line of credit for any amount at any time
  • $5,000 minimum loan amount
  • Maximum loan amount of up to 90% of appraised value
  • Fee charged equal to closing fees if closed in the first two years

Apply for a Home Equity Line of Credit

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Home Equity Loans

No Application Fee!2

  • Perfect for paying a large one-time expense
  • Gives you a fixed-term loan with a fixed payment amount every month
  • $5,000 minimum loan amount
  • Up to 240-month term
  • Maximum loan amount of up to 100% of appraised value
  • No pre-payment fee

Apply for a Home Equity Loan

Mortgage Services

Save $250 On Mortgage Closing Costs3

  • Purchase
  • Refinance/Cash-out refinance
  • Construction loans (one-time closing)
  • Fixed and ARM rates
  • USDA programs
  • Debt consolidation
  • FHA
  • VA
  • Lot loans

Apply for a Mortgage

1 APR = Annual Percentage Rate. Refer to our home equity line of credit rates for additional rate information after the introductory period. Offer subject to change without notice. Standard rates, terms and credit qualifications apply. $5,000 minimum for home equity lines of credit.

2 Offer subject to change without notice. Standard rates, terms and credit qualifications apply. $5,000 minimum for home equity loans.

3 Offer cannot be combined with Premier relationship closing cost discount and is subject to change without notice. Standard rates, terms and credit qualifications apply.

Home Equity Rates
Effective Date: Thursday, March 6th, 2025
Subject to change. All rates shown as Annual Percentage Rate (APR).
intentionally empty table headerHome Equity LoanHome Equity Visa Line of Credit*
Amount $5,000 minimum $5,000 minimum
Annual Percentage Rate (APR) As low as 6.74% APR Prime rate + 0% variable rate with 5.99% floor
Early Closure Fee   Fee charged equal to closing fees if closed in the first two years
*Interest rate is adjusted annually.

Mortgage Rates (Fixed)
Effective Date: Thursday, March 6th, 2025
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Fixed Rate Loans
Conforming and Government		RateAnnual Percentage Rate (APR)
30-Year Fixed 6.625% 6.818%
20-Year Fixed 6.125% 6.373%
15-Year Fixed 6.000% 6.311%
30-Year USDA 7.000% 7.783%
Home Ready 7.000% 7.198%
1-Time Construction (Other) 6.625% 6.820%
30-Year FHA 7.125% 8.216%
30-Year VA 6.625% 6.587%
Lot loans - Please contact our morgtage department for rates    

Mortgage Rates (Adjustable)
Effective Date: Thursday, March 6th, 2025
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Adjustable-Rate MortgagesMortgage RateAnnual Percentage Rate (APR)
30-Year 1/1 ARM 5.750% 5.933%
15-Year 1/1 ARM 5.500% 5.806%
30-Year 3/1 ARM 5.875% 6.059%
15-Year 3/1 ARM 5.625% 5.932%
30-Year 5/1 ARM 6.125% 6.312%
15-Year 5/1 ARM 5.875% 6.185%
30-Year 5/5 ARM 6.250% 6.439%
15-Year 5/5 ARM 6.000% 6.311%
30-Year 7/1 ARM 6.375% 6.565%
15-Year 7/1 ARM 6.125% 6.437%

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